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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,663 | $150,447-65.7% | $136,298-62.1% | $147,586-65.0% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 25.03% | 1049.15%-1024.1pp | 5156.27%-5131.2pp | 578.59%-553.6pp |
| Employer contribution / active EE | $5,311 | $5,256+1.0% | $4,696+13.1% | $4,876+8.9% |
| Participant deferral / active EE | $8,010 | $6,631+20.8% | $6,247+28.2% | $5,439+47.3% |
| Admin fee / account holder | $550 | $10,906-95.0% | $9,244-94.0% | $10,886-94.9% |