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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,046 | $138,102-24.7% | $125,381-17.0% | $134,532-22.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.92% | 750.73%-771.6pp | 572.31%-593.2pp | 418.27%-439.2pp |
| Employer contribution / active EE | $13,008 | $5,245+148.0% | $4,815+170.1% | $4,741+174.4% |
| Participant deferral / active EE | $12,289 | $7,801+57.5% | $7,448+65.0% | $6,401+92.0% |
| Admin fee / account holder | $4,340 | $11,568-62.5% | $10,007-56.6% | $11,429-62.0% |