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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,850 | $95,979+15.5% | $74,551+48.7% | $135,380-18.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -7.84% | 56.97%-64.8pp | 32.53%-40.4pp | 519.81%-527.6pp |
| Employer contribution / active EE | $4,639 | $2,716+70.8% | $1,961+136.5% | $4,779-2.9% |
| Participant deferral / active EE | $9,440 | $3,844+145.6% | $3,108+203.7% | $5,609+68.3% |
| Admin fee / account holder | $846 | $6,522-87.0% | $5,059-83.3% | $10,828-92.2% |