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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,780 | $111,787+126.1% | $93,681+169.8% | $145,978+73.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.53% | 203.52%-188.0pp | 133.47%-117.9pp | 550.52%-535.0pp |
| Employer contribution / active EE | $6,261 | $3,093+102.4% | $2,422+158.5% | $4,662+34.3% |
| Participant deferral / active EE | $12,843 | $4,918+161.2% | $4,415+190.9% | $6,690+92.0% |
| Admin fee / account holder | $2,254 | $10,256-78.0% | $8,290-72.8% | $13,400-83.2% |