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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,388 | $124,980+140.3% | $108,359+177.2% | $154,746+94.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.30% | 45.00%-25.7pp | 36.89%-17.6pp | 172.34%-153.0pp |
| Employer contribution / active EE | $5,699 | $2,851+99.9% | $2,399+137.5% | $4,379+30.1% |
| Participant deferral / active EE | $12,039 | $4,743+153.8% | $4,137+191.0% | $6,730+78.9% |
| Admin fee / account holder | $2,664 | $11,502-76.8% | $9,741-72.6% | $14,365-81.5% |