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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,388 | $115,225+160.7% | $100,712+198.3% | $138,895+116.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 19.30% | 40.35%-21.1pp | 33.27%-14.0pp | 145.39%-126.1pp |
| Employer contribution / active EE | $5,699 | $2,771+105.6% | $2,313+146.4% | $4,194+35.9% |
| Participant deferral / active EE | $12,039 | $4,699+156.2% | $4,085+194.7% | $6,396+88.2% |
| Admin fee / account holder | $2,664 | $10,844-75.4% | $9,256-71.2% | $12,562-78.8% |