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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,537 | $62,583-48.0% | $76,767-57.6% | $64,173-49.3% |
| Participation rate | 72.5% | 72.8%-0.3pp | 77.0%-4.5pp | 69.6%+2.9pp |
| Annual return | -4.05% | -1.95%-2.1pp | 2.43%-6.5pp | 7.63%-11.7pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,927 | $3,145-38.7% | $3,852-50.0% | $3,470-44.5% |
| Admin fee / account holder | $1,068 | $4,667-77.1% | $6,675-84.0% | $4,887-78.2% |