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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,243 | $71,873-48.2% | $86,698-57.0% | $68,490-45.6% |
| Participation rate | 73.7% | 72.2%+1.4pp | 76.6%-2.9pp | 67.9%+5.8pp |
| Annual return | -17.02% | 3.54%-20.6pp | 35.96%-53.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $676 | $2,173-68.9% | $2,837-76.2% | $2,597-74.0% |
| Participant deferral / active EE | $1,692 | $3,779-55.2% | $4,656-63.7% | $4,028-58.0% |
| Admin fee / account holder | $1,050 | $6,110-82.8% | $7,492-86.0% | $5,403-80.6% |