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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,698 | $86,288-50.5% | $111,306-61.6% | $85,851-50.3% |
| Participation rate | 75.7% | 73.3%+2.3pp | 77.3%-1.6pp | 69.3%+6.4pp |
| Annual return | 12.01% | 19.99%-8.0pp | 54.67%-42.7pp | 318.63%-306.6pp |
| Employer contribution / active EE | $651 | $2,044-68.1% | $2,732-76.2% | $2,565-74.6% |
| Participant deferral / active EE | $1,665 | $3,641-54.3% | $4,488-62.9% | $3,952-57.9% |
| Admin fee / account holder | $443 | $8,189-94.6% | $7,966-94.4% | $6,261-92.9% |