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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,017 | $91,198-62.7% | $178,503-80.9% | $79,856-57.4% |
| Participation rate | 31.0% | 69.2%-38.2pp | 81.9%-50.9pp | 69.6%-38.6pp |
| Annual return | 18.27% | 24.20%-5.9pp | 151.12%-132.8pp | 31.71%-13.4pp |
| Employer contribution / active EE | $752 | $3,257-76.9% | $5,011-85.0% | $2,471-69.6% |
| Participant deferral / active EE | $2,484 | $3,237-23.2% | $5,202-52.2% | $3,741-33.6% |
| Admin fee / account holder | $2,608 | $6,748-61.3% | $13,987-81.4% | $5,306-50.8% |