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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,390 | $73,863-44.0% | $143,797-71.2% | $68,490-39.6% |
| Participation rate | 33.3% | 66.7%-33.3pp | 80.3%-47.0pp | 67.9%-34.6pp |
| Annual return | -12.86% | 0.91%-13.8pp | -0.04%-12.8pp | -7.85%-5.0pp |
| Employer contribution / active EE | $1,050 | $3,185-67.0% | $4,952-78.8% | $2,597-59.5% |
| Participant deferral / active EE | $2,359 | $3,385-30.3% | $5,638-58.2% | $4,028-41.4% |
| Admin fee / account holder | $5,098 | $5,756-11.4% | $14,679-65.3% | $5,403-5.7% |