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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,954 | $175,259-61.2% | $149,723-54.6% | $139,487-51.3% |
| Participation rate | 34.8% | 83.4%-48.6pp | 78.8%-44.0pp | 80.3%-45.6pp |
| Annual return | 14.52% | 166.82%-152.3pp | 134.50%-120.0pp | 373.84%-359.3pp |
| Employer contribution / active EE | $1,143 | $5,478-79.1% | $4,821-76.3% | $4,755-76.0% |
| Participant deferral / active EE | $3,754 | $6,522-42.4% | $5,682-33.9% | $6,713-44.1% |
| Admin fee / account holder | $241 | $16,158-98.5% | $13,215-98.2% | $11,407-97.9% |