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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,222 | $102,595+145.8% | $94,057+168.2% | $154,746+63.0% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 14.55% | 583.42%-568.9pp | 480.62%-466.1pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,464 | $3,147-53.5% | $2,933-50.1% | $4,379-66.6% |
| Participant deferral / active EE | $4,239 | $5,118-17.2% | $4,709-10.0% | $6,730-37.0% |
| Admin fee / account holder | $53 | $7,736-99.3% | $7,244-99.3% | $14,365-99.6% |