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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,222 | $72,071+250.0% | $68,368+268.9% | $137,256+83.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 14.55% | 353.14%-338.6pp | 292.57%-278.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,464 | $2,788-47.5% | $2,649-44.7% | $4,156-64.8% |
| Participant deferral / active EE | $4,239 | $4,410-3.9% | $4,123+2.8% | $6,407-33.8% |
| Admin fee / account holder | $53 | $5,336-99.0% | $5,150-99.0% | $12,270-99.6% |