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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,834 | $176,786-74.1% | $146,643-68.7% | $167,536-72.6% |
| Participation rate | 80.0% | 83.6%-3.6pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 12.58% | 24.04%-11.5pp | 22.75%-10.2pp | 478.82%-466.2pp |
| Employer contribution / active EE | $1,714 | $5,161-66.8% | $4,137-58.6% | $4,839-64.6% |
| Participant deferral / active EE | $4,456 | $6,440-30.8% | $5,506-19.1% | $6,342-29.7% |
| Admin fee / account holder | $3,080 | $13,262-76.8% | $10,280-70.0% | $12,315-75.0% |