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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,927 | $152,619-84.3% | $125,195-80.9% | $152,909-84.4% |
| Participation rate | 57.1% | 83.3%-26.2pp | 79.8%-22.6pp | 82.5%-25.3pp |
| Annual return | 23.17% | 54.85%-31.7pp | 43.79%-20.6pp | 345.46%-322.3pp |
| Employer contribution / active EE | $1,149 | $4,947-76.8% | $3,866-70.3% | $4,764-75.9% |
| Participant deferral / active EE | $3,025 | $5,869-48.4% | $4,937-38.7% | $5,851-48.3% |
| Admin fee / account holder | $47 | $13,437-99.7% | $9,704-99.5% | $11,601-99.6% |