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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,473 | $114,712-47.3% | $173,730-65.2% | $87,485-30.9% |
| Participation rate | 84.0% | 73.0%+11.0pp | 79.6%+4.4pp | 68.9%+15.1pp |
| Annual return | 35.69% | 20.18%+15.5pp | 19.96%+15.7pp | 26.06%+9.6pp |
| Employer contribution / active EE | $3,735 | $2,904+28.6% | $4,577-18.4% | $2,596+43.9% |
| Participant deferral / active EE | $8,167 | $4,642+76.0% | $6,326+29.1% | $4,274+91.1% |
| Admin fee / account holder | $1,837 | $10,210-82.0% | $17,523-89.5% | $7,775-76.4% |