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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,565 | $148,558-31.0% | $135,925-24.5% | $139,427-26.4% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 20.86% | 79.22%-58.4pp | 68.25%-47.4pp | 373.27%-352.4pp |
| Employer contribution / active EE | $1,531 | $5,244-70.8% | $4,857-68.5% | $4,752-67.8% |
| Participant deferral / active EE | $7,887 | $8,101-2.6% | $7,759+1.7% | $6,711+17.5% |
| Admin fee / account holder | $5,681 | $12,401-54.2% | $10,764-47.2% | $11,404-50.2% |