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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,565 | $148,629-31.0% | $135,982-24.6% | $139,487-26.5% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 20.86% | 79.33%-58.5pp | 68.32%-47.5pp | 373.84%-353.0pp |
| Employer contribution / active EE | $1,531 | $5,247-70.8% | $4,859-68.5% | $4,755-67.8% |
| Participant deferral / active EE | $7,887 | $8,102-2.7% | $7,760+1.6% | $6,713+17.5% |
| Admin fee / account holder | $5,681 | $12,406-54.2% | $10,767-47.2% | $11,407-50.2% |