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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,108 | $138,114-47.1% | $125,391-41.7% | $134,545-45.7% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -20.68% | 750.88%-771.6pp | 572.41%-593.1pp | 418.37%-439.0pp |
| Employer contribution / active EE | $1,577 | $5,246-69.9% | $4,816-67.3% | $4,742-66.8% |
| Participant deferral / active EE | $8,830 | $7,801+13.2% | $7,448+18.5% | $6,401+37.9% |
| Admin fee / account holder | $688 | $11,570-94.1% | $10,009-93.1% | $11,431-94.0% |