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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,084 | $155,555+47.3% | $146,866+56.0% | $155,188+47.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 18.32% | 115.41%-97.1pp | 102.85%-84.5pp | 148.84%-130.5pp |
| Employer contribution / active EE | $1,765 | $4,647-62.0% | $4,425-60.1% | $4,248-58.4% |
| Participant deferral / active EE | $16,103 | $8,044+100.2% | $7,759+107.5% | $6,531+146.6% |
| Admin fee / account holder | $2,206 | $14,755-85.0% | $13,620-83.8% | $14,480-84.8% |