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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,185 | $107,030+54.3% | $73,550+124.6% | $147,586+11.9% |
| Participation rate | 9.1% | 66.4%-57.3pp | 54.9%-45.8pp | 82.8%-73.7pp |
| Annual return | 17.76% | 38.25%-20.5pp | -15.16%+32.9pp | 578.59%-560.8pp |
| Employer contribution / active EE | $256 | $1,760-85.4% | $1,219-79.0% | $4,876-94.7% |
| Participant deferral / active EE | $1,636 | $2,458-33.4% | $1,804-9.3% | $5,439-69.9% |
| Admin fee / account holder | $1,551 | $3,055-49.2% | $2,320-33.2% | $10,886-85.8% |