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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,762 | $108,701+113.2% | $74,723+210.2% | $152,909+51.6% |
| Participation rate | 9.5% | 65.4%-55.8pp | 54.5%-44.9pp | 82.5%-72.9pp |
| Annual return | 23.62% | 114.12%-90.5pp | 753.18%-729.6pp | 345.46%-321.8pp |
| Employer contribution / active EE | $286 | $1,504-81.0% | $1,084-73.6% | $4,764-94.0% |
| Participant deferral / active EE | $1,810 | $2,709-33.2% | $1,962-7.7% | $5,851-69.1% |
| Admin fee / account holder | $2,236 | $4,906-54.4% | $3,335-33.0% | $11,601-80.7% |