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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,662 | $39,036+529.3% | $80,784+204.1% | $85,851+186.1% |
| Participation rate | 7.7% | 41.6%-33.9pp | 54.2%-46.5pp | 69.3%-61.6pp |
| Annual return | 12.51% | 26.31%-13.8pp | 87.31%-74.8pp | 318.63%-306.1pp |
| Employer contribution / active EE | $142 | $722-80.3% | $1,160-87.7% | $2,565-94.5% |
| Participant deferral / active EE | $767 | $1,326-42.1% | $2,145-64.2% | $3,952-80.6% |
| Admin fee / account holder | $2,241 | $2,429-7.7% | $3,380-33.7% | $6,261-64.2% |