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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,476 | $76,551+5.1% | $123,894-35.0% | $62,881+28.0% |
| Participation rate | 84.8% | 73.0%+11.8pp | 81.4%+3.4pp | 69.3%+15.5pp |
| Annual return | 17.74% | 18.68%-0.9pp | 47.52%-29.8pp | 20.14%-2.4pp |
| Employer contribution / active EE | $2,729 | $2,882-5.3% | $4,617-40.9% | $2,281+19.7% |
| Participant deferral / active EE | $7,712 | $4,840+59.4% | $5,984+28.9% | $3,203+140.8% |
| Admin fee / account holder | $315 | $4,826-93.5% | $8,357-96.2% | $4,296-92.7% |