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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,520 | $105,210+45.9% | $159,487-3.7% | $85,851+78.8% |
| Participation rate | 77.3% | 75.8%+1.5pp | 82.8%-5.6pp | 69.3%+8.0pp |
| Annual return | 10.92% | 45.08%-34.2pp | 263.71%-252.8pp | 318.63%-307.7pp |
| Employer contribution / active EE | $2,801 | $3,319-15.6% | $4,831-42.0% | $2,565+9.2% |
| Participant deferral / active EE | $8,504 | $5,946+43.0% | $7,354+15.6% | $3,952+115.2% |
| Admin fee / account holder | $18,609 | $6,934+168.4% | $10,804+72.2% | $6,261+197.2% |