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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,551 | $68,394+130.4% | $94,672+66.4% | $75,177+109.6% |
| Participation rate | 82.2% | 76.1%+6.1pp | 80.8%+1.4pp | 67.2%+15.0pp |
| Annual return | 14.50% | 616.92%-602.4pp | 156.89%-142.4pp | 160.75%-146.2pp |
| Employer contribution / active EE | $3,233 | $2,701+19.7% | $3,673-12.0% | $2,671+21.0% |
| Participant deferral / active EE | $9,427 | $6,536+44.2% | $7,417+27.1% | $4,126+128.4% |
| Admin fee / account holder | $5,754 | $5,326+8.0% | $7,222-20.3% | $5,651+1.8% |