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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,905 | $138,114-21.1% | $125,391-13.1% | $134,545-19.1% |
| Participation rate | 44.4% | 84.5%-40.1pp | 82.4%-37.9pp | 81.2%-36.8pp |
| Annual return | -7.60% | 750.88%-758.5pp | 572.41%-580.0pp | 418.37%-426.0pp |
| Employer contribution / active EE | $1,859 | $5,246-64.6% | $4,816-61.4% | $4,742-60.8% |
| Participant deferral / active EE | $5,349 | $7,801-31.4% | $7,448-28.2% | $6,401-16.4% |
| Admin fee / account holder | $7 | $11,570-99.9% | $10,009-99.9% | $11,431-99.9% |