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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,061 | $176,120-37.5% | $159,487-31.0% | $167,553-34.3% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 88.16% | 331.95%-243.8pp | 263.71%-175.5pp | 478.89%-390.7pp |
| Employer contribution / active EE | $1,500 | $5,299-71.7% | $4,831-69.0% | $4,840-69.0% |
| Participant deferral / active EE | $5,611 | $7,752-27.6% | $7,354-23.7% | $6,343-11.5% |
| Admin fee / account holder | $25 | $12,561-99.8% | $10,804-99.8% | $12,316-99.8% |