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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,061 | $135,956-73.5% | $123,894-70.9% | $273,972-86.8% |
| Participation rate | 40.0% | 84.1%-44.1pp | 81.4%-41.4pp | 83.0%-43.0pp |
| Annual return | 7.06% | 56.63%-49.6pp | 47.52%-40.5pp | 41.46%-34.4pp |
| Employer contribution / active EE | $1,600 | $5,170-69.1% | $4,617-65.3% | $4,869-67.1% |
| Participant deferral / active EE | $4,510 | $6,343-28.9% | $5,984-24.6% | $5,287-14.7% |
| Admin fee / account holder | $1 | $9,817-100.0% | $8,357-100.0% | $10,133-100.0% |