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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,540 | $144,130-74.6% | $117,861-69.0% | $147,586-75.2% |
| Participation rate | 92.9% | 83.4%+9.4pp | 79.7%+13.2pp | 82.8%+10.0pp |
| Annual return | 19.27% | 531.20%-511.9pp | 335.11%-315.8pp | 578.59%-559.3pp |
| Employer contribution / active EE | $8,469 | $4,897+72.9% | $3,786+123.7% | $4,876+73.7% |
| Participant deferral / active EE | $2,050 | $5,316-61.4% | $4,482-54.3% | $5,439-62.3% |
| Admin fee / account holder | $1,114 | $10,887-89.8% | $8,021-86.1% | $10,886-89.8% |