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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,005 | $142,409-15.7% | $119,634+0.3% | $134,545-10.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -16.27% | -12.46%-3.8pp | -14.98%-1.3pp | 418.37%-434.6pp |
| Employer contribution / active EE | $6,111 | $5,224+17.0% | $4,232+44.4% | $4,742+28.9% |
| Participant deferral / active EE | $11,640 | $6,468+80.0% | $5,601+107.8% | $6,401+81.8% |
| Admin fee / account holder | $1,311 | $13,594-90.4% | $10,329-87.3% | $11,431-88.5% |