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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,261 | $152,619-52.0% | $125,195-41.5% | $152,909-52.1% |
| Participation rate | 91.7% | 83.3%+8.3pp | 79.8%+11.9pp | 82.5%+9.2pp |
| Annual return | 17.74% | 54.85%-37.1pp | 43.79%-26.0pp | 345.46%-327.7pp |
| Employer contribution / active EE | $9,584 | $4,947+93.7% | $3,866+147.9% | $4,764+101.2% |
| Participant deferral / active EE | $4,308 | $5,869-26.6% | $4,937-12.7% | $5,851-26.4% |
| Admin fee / account holder | $1,144 | $13,437-91.5% | $9,704-88.2% | $11,601-90.1% |