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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,999 | $127,387-44.3% | $115,038-38.3% | $125,389-43.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.31% | 31.28%-31.0pp | 26.14%-25.8pp | 282.24%-281.9pp |
| Employer contribution / active EE | $2,730 | $5,166-47.2% | $4,608-40.8% | $4,866-43.9% |
| Participant deferral / active EE | $9,497 | $6,423+47.9% | $6,026+57.6% | $5,352+77.5% |
| Admin fee / account holder | $602 | $9,516-93.7% | $8,175-92.6% | $9,541-93.7% |