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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,152 | $138,076+8.0% | $123,553+20.7% | $135,380+10.2% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -9.88% | 153.70%-163.6pp | 119.21%-129.1pp | 519.81%-529.7pp |
| Employer contribution / active EE | $3,214 | $5,152-37.6% | $4,628-30.6% | $4,779-32.7% |
| Participant deferral / active EE | $8,356 | $6,800+22.9% | $6,426+30.0% | $5,609+49.0% |
| Admin fee / account holder | $341 | $10,917-96.9% | $9,284-96.3% | $10,828-96.9% |