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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,991 | $150,447-11.6% | $136,298-2.4% | $147,586-9.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.20% | 1049.15%-1027.0pp | 5156.27%-5134.1pp | 578.59%-556.4pp |
| Employer contribution / active EE | $3,778 | $5,256-28.1% | $4,696-19.5% | $4,876-22.5% |
| Participant deferral / active EE | $12,228 | $6,631+84.4% | $6,247+95.7% | $5,439+124.8% |
| Admin fee / account holder | $2,834 | $10,906-74.0% | $9,244-69.3% | $10,886-74.0% |