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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,222 | $77,817+85.3% | $123,553+16.7% | $64,173+124.7% |
| Participation rate | 68.0% | 74.7%-6.7pp | 82.3%-14.3pp | 69.6%-1.6pp |
| Annual return | -7.84% | 12.49%-20.3pp | 119.21%-127.0pp | 7.63%-15.5pp |
| Employer contribution / active EE | $3,286 | $3,014+9.0% | $4,628-29.0% | $2,381+38.0% |
| Participant deferral / active EE | $8,254 | $5,240+57.5% | $6,426+28.5% | $3,470+137.9% |
| Admin fee / account holder | $6,899 | $5,519+25.0% | $9,284-25.7% | $4,887+41.2% |