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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,266 | $93,617+202.6% | $135,982+108.3% | $75,177+276.8% |
| Participation rate | 60.0% | 75.2%-15.2pp | 81.9%-21.9pp | 67.2%-7.2pp |
| Annual return | 14.73% | 30.89%-16.2pp | 68.32%-53.6pp | 160.75%-146.0pp |
| Employer contribution / active EE | $4,074 | $3,538+15.1% | $4,859-16.2% | $2,671+52.5% |
| Participant deferral / active EE | $12,469 | $6,406+94.6% | $7,760+60.7% | $4,126+202.2% |
| Admin fee / account holder | $279 | $6,980-96.0% | $10,767-97.4% | $5,651-95.1% |