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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,116 | $160,028+99.4% | $147,080+117.0% | $145,884+118.7% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.6pp |
| Annual return | 12.24% | 98.60%-86.4pp | 420.17%-407.9pp | 551.85%-539.6pp |
| Employer contribution / active EE | $4,162 | $5,286-21.3% | $4,933-15.6% | $4,662-10.7% |
| Participant deferral / active EE | $12,211 | $8,422+45.0% | $8,066+51.4% | $6,690+82.5% |
| Admin fee / account holder | $12,597 | $15,030-16.2% | $12,989-3.0% | $13,392-5.9% |