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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,253 | $30,732-63.4% | $59,496-81.1% | $59,633-81.1% |
| Participation rate | 100.0% | 43.2%+56.8pp | 54.6%+45.4pp | 68.7%+31.3pp |
| Annual return | -4.60% | 4.47%-9.1pp | 182.05%-186.6pp | 2041.45%-2046.0pp |
| Employer contribution / active EE | $620 | $631-1.7% | $1,153-46.2% | $2,203-71.8% |
| Participant deferral / active EE | $1,935 | $1,183+63.6% | $1,829+5.8% | $3,192-39.4% |
| Admin fee / account holder | $564 | $2,136-73.6% | $2,232-74.7% | $4,297-86.9% |