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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,035 | $31,679-27.3% | $74,723-69.2% | $65,186-64.7% |
| Participation rate | 54.0% | 40.4%+13.6pp | 54.5%-0.5pp | 70.2%-16.2pp |
| Annual return | 20.31% | 39.04%-18.7pp | 753.18%-732.9pp | 29.39%-9.1pp |
| Employer contribution / active EE | $444 | $566-21.6% | $1,084-59.1% | $2,177-79.6% |
| Participant deferral / active EE | $629 | $1,191-47.2% | $1,962-67.9% | $3,514-82.1% |
| Admin fee / account holder | $174 | $379-54.1% | $3,335-94.8% | $847-79.5% |