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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,980 | $27,639-53.0% | $61,501-78.9% | $68,490-81.0% |
| Participation rate | 34.9% | 39.5%-4.6pp | 52.6%-17.7pp | 67.9%-33.0pp |
| Annual return | -15.83% | -13.19%-2.6pp | 339.04%-354.9pp | -7.85%-8.0pp |
| Employer contribution / active EE | $415 | $696-40.3% | $1,160-64.2% | $2,597-84.0% |
| Participant deferral / active EE | $627 | $1,264-50.4% | $2,125-70.5% | $4,028-84.4% |
| Admin fee / account holder | $9,824 | $2,012+388.2% | $2,132+360.9% | $5,403+81.8% |