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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,361 | $98,776-52.1% | $149,745-68.4% | $79,856-40.7% |
| Participation rate | 90.7% | 75.8%+14.9pp | 82.5%+8.2pp | 69.6%+21.1pp |
| Annual return | 11.14% | 27.38%-16.2pp | 276.72%-265.6pp | 31.71%-20.6pp |
| Employer contribution / active EE | $1,757 | $3,217-45.4% | $4,646-62.2% | $2,471-28.9% |
| Participant deferral / active EE | $3,510 | $5,681-38.2% | $6,843-48.7% | $3,741-6.2% |
| Admin fee / account holder | $7,661 | $6,053+26.6% | $9,312-17.7% | $5,306+44.4% |