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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,848 | $89,370-54.3% | $141,197-71.1% | $72,976-44.0% |
| Participation rate | 84.1% | 75.1%+9.0pp | 82.5%+1.7pp | 69.5%+14.6pp |
| Annual return | 45.33% | 111.88%-66.5pp | 71.41%-26.1pp | 81.02%-35.7pp |
| Employer contribution / active EE | $1,486 | $3,115-52.3% | $4,736-68.6% | $2,440-39.1% |
| Participant deferral / active EE | $3,434 | $5,419-36.6% | $6,710-48.8% | $3,608-4.8% |
| Admin fee / account holder | $1,553 | $5,957-73.9% | $10,265-84.9% | $5,124-69.7% |