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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,162 | $85,766-64.8% | $136,298-77.9% | $70,126-57.0% |
| Participation rate | 91.3% | 74.2%+17.1pp | 81.9%+9.4pp | 69.5%+21.8pp |
| Annual return | 16.91% | 31.46%-14.5pp | 5156.27%-5139.4pp | 73.15%-56.2pp |
| Employer contribution / active EE | $1,574 | $2,966-46.9% | $4,696-66.5% | $2,343-32.8% |
| Participant deferral / active EE | $2,577 | $5,051-49.0% | $6,247-58.8% | $3,332-22.7% |
| Admin fee / account holder | $1,272 | $5,421-76.5% | $9,244-86.2% | $4,645-72.6% |