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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,189 | $142,409+143.1% | $119,634+189.4% | $134,545+157.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.72% | -12.46%-6.3pp | -14.98%-3.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $13,645 | $5,224+161.2% | $4,232+222.4% | $4,742+187.8% |
| Participant deferral / active EE | $13,763 | $6,468+112.8% | $5,601+145.7% | $6,401+115.0% |
| Admin fee / account holder | $450 | $13,594-96.7% | $10,329-95.6% | $11,431-96.1% |