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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,270 | $152,587+69.3% | $125,175+106.3% | $152,870+68.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 26.43% | 54.84%-28.4pp | 43.79%-17.4pp | 345.34%-318.9pp |
| Employer contribution / active EE | $13,696 | $4,946+176.9% | $3,865+254.3% | $4,763+187.6% |
| Participant deferral / active EE | $13,903 | $5,868+136.9% | $4,937+181.6% | $5,850+137.6% |
| Admin fee / account holder | $1,068 | $13,434-92.1% | $9,702-89.0% | $11,597-90.8% |