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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,333 | $131,835+2.7% | $108,582+24.6% | $273,972-50.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 8.91% | -91.57%+100.5pp | -51.70%+60.6pp | 41.46%-32.5pp |
| Employer contribution / active EE | $13,872 | $4,913+182.4% | $3,758+269.1% | $4,869+184.9% |
| Participant deferral / active EE | $14,008 | $5,127+173.2% | $4,311+224.9% | $5,287+164.9% |
| Admin fee / account holder | $11,267 | $10,253+9.9% | $7,645+47.4% | $10,133+11.2% |