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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,634 | $135,956-13.5% | $123,894-5.1% | $273,972-57.1% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 5.44% | 56.63%-51.2pp | 47.52%-42.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $2,441 | $5,170-52.8% | $4,617-47.1% | $4,869-49.9% |
| Participant deferral / active EE | $7,866 | $6,343+24.0% | $5,984+31.4% | $5,287+48.8% |
| Admin fee / account holder | $616 | $9,817-93.7% | $8,357-92.6% | $10,133-93.9% |