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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,727 | $176,120+79.3% | $159,487+98.0% | $167,553+88.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.86% | 331.95%-322.1pp | 263.71%-253.9pp | 478.89%-469.0pp |
| Employer contribution / active EE | $4,420 | $5,299-16.6% | $4,831-8.5% | $4,840-8.7% |
| Participant deferral / active EE | $18,525 | $7,752+139.0% | $7,354+151.9% | $6,343+192.1% |
| Admin fee / account holder | $218 | $12,561-98.3% | $10,804-98.0% | $12,316-98.2% |