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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,405 | $148,629+121.0% | $135,982+141.5% | $139,487+135.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.73% | 79.33%-67.6pp | 68.32%-56.6pp | 373.84%-362.1pp |
| Employer contribution / active EE | $2,600 | $5,247-50.4% | $4,859-46.5% | $4,755-45.3% |
| Participant deferral / active EE | $7,250 | $8,102-10.5% | $7,760-6.6% | $6,713+8.0% |
| Admin fee / account holder | $249 | $12,406-98.0% | $10,767-97.7% | $11,407-97.8% |