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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,217 | $184,014-18.4% | $161,149-6.8% | $138,895+8.2% |
| Participation rate | 50.0% | 82.1%-32.1pp | 78.8%-28.8pp | 79.9%-29.9pp |
| Annual return | 14.36% | 21.52%-7.2pp | 21.16%-6.8pp | 145.39%-131.0pp |
| Employer contribution / active EE | $1,297 | $5,055-74.3% | $4,360-70.3% | $4,194-69.1% |
| Participant deferral / active EE | $7,184 | $6,909+4.0% | $6,153+16.8% | $6,396+12.3% |
| Admin fee / account holder | $2,279 | $18,027-87.4% | $15,194-85.0% | $12,562-81.9% |