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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,565 | $142,392-49.7% | $119,622-40.2% | $134,532-46.8% |
| Participation rate | 42.9% | 82.8%-40.0pp | 79.3%-36.4pp | 81.2%-38.4pp |
| Annual return | -15.33% | -12.46%-2.9pp | -14.98%-0.3pp | 418.27%-433.6pp |
| Employer contribution / active EE | $1,116 | $5,224-78.6% | $4,232-73.6% | $4,741-76.5% |
| Participant deferral / active EE | $5,143 | $6,467-20.5% | $5,601-8.2% | $6,401-19.6% |
| Admin fee / account holder | $180 | $13,593-98.7% | $10,328-98.3% | $11,429-98.4% |